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TCS Applicability Calculator

Check if Tax Collected at Source applies to your LRS remittance and at what rate.

Remitter Account Type

Purpose of Remittance

TCS @ 20% (on amount above ₹7L)
WA

Section 206C(1G) — Other LRS remittance (travel, investments, gifts, etc.)

Key Points

TCS rate: 20% on LRS remittances exceeding ₹7 Lakh in a financial year

No TCS on remittances below ₹7 Lakh threshold per FY

Applicable section: 206C(1G) of the Income Tax Act

TCS is collected by the Authorised Dealer (AD) bank at time of remittance

TCS is visible in Form 26AS — claimable as credit when you file ITR

⚠️ 20% TCS applies from Oct 1, 2023 on all non-education/non-medical LRS remittances

Plan remittances to stay below ₹7L/FY where possible to avoid cash-flow impact

Next Steps

Consider splitting large remittances across financial years to reduce TCS impact

File ITR in India to claim TCS credit (visible in Form 26AS / AIS)

Submit Form 15CA on the IT e-filing portal before remittance if required

AG

Want a personalised review?

Anil Grandhi CA · ex-PwC · Free 15-min call

TCS rates per Finance Act 2023. Subject to Budget amendments. Consult a CA for exact computation.

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